Sick Of Begging The Banks For Finance?

Get A Fast-Tracked Loan

Direct Credit Home Loans Australia have been matching Australians with Home and
Commercial finance, from over 30 leading lenders since 1998. Not only do we have a team
of Residential and Commercial finance Brokers, we also offer our own “In House”
Residential and Commercial Loans.
Want to speak to one of our expert team members?

Debt
Consolidation

Residential & Commercial
Finance Brokers

Real People
Making Decisions

Fast
Approvals

Get expert home loan advice on:

Speak with our team of experts to find the right loan
for you.

You don’t need to be held up by the big banks – Get the finance you need, fast!

Get Expert Home Loan Advice

The best from banks

Prime home loans through major and smaller banks, and non-bank lenders.

Better loans for the Self Employed

Specialist loans, Including Low doc Home & Commercial loans.

Competitive construction loans

Commercial, Development, Construction, Business and Corporate Finance.

Get Started Now:

Tell us about your expenses
Final step!

(fill this form if you want to buy a house, bad credit or self-employed)

6 reasons we’re not like other brokers:

1. We don’t use Credit Scoring

Real-life Aussies make the decisions (not computers) so we can say yes more often*

*Direct Credit branded product suite only

2. Choose bank or non bank lenders

We offer a full Mortgage Brokerage service for Residential, Commercial, Development, Construction and Corporate Lending + Our own competitive Non Bank product suite.

3. Finally, a custom service

We shortlist the best features and options to suit your circumstances right now.

4. We stick with you through it all

We make sure your loan works for you at every new stage in your life

5. Every goal needs financial fuel

Your family, your business, your future… We know every goal needs support.

6. Financial experts for 24 years

We’re not your overnight internet startup… We’re in it for the long haul.

Get a Fast-Tracked loan

When it comes to lending, there has to be a better way, right? At Direct Credit Home Loans Australia, we think there is. Everybody’s situation is different. That’s why we do not let computers make our credit decisions – we leave that to real people.

Get Started Now:

Final step!

(fill this form for refinancing)

Get fast, reliable finance without bully banks

Speak with our team of finance experts to find the right loan for you.
You don’t need to be held up by the big banks – Get the finance you need, fast!

Casey Woodhead
Casey Woodhead
18/07/2022
Derek , Tam & team made the first home buying process an absolute breeze. Fantastic communication through the whole process. Very friendly & down to earth staff, that never made me feel silly for asking so many questions. Highly recommend !! Thank you all so much for all your hard work & making me a proud first home owner 🙂
Amanda Dean
Amanda Dean
23/06/2022
I have had the pleasure of dealing with Direct Credit Home Loans, and in particular Puawai, i have never had such an easy and enjoyable time getting a mortgage! Honestly if you are selfemployed you know the hoops you have to jump through Puawai has been exceptional in finding us the best deal and i am forever grateful to him and the team for the ease of the process. Outstanding on service thank you
Katrina Butler
Katrina Butler
27/05/2022
The team at DirectCredit have been amazing! A positive, can do attitude and efficient and friendly staff. Thank you so much DirectCredit for making our home ownership dreams come true!
Dino Tartaglia
Dino Tartaglia
25/05/2022
The boys are terrific, great service and really know their stuff . Great knowledge and great friendly staff. Highly recommend them if you are looking fir a home loan/ refinance
Michael Slade
Michael Slade
18/05/2022
The team at Direct Credit are very professional and experienced. The process was seamless and I would highly recommend their services to any potential customers.
Warrick “Waz” Bidwell
Warrick “Waz” Bidwell
28/03/2022
Great advice. Knowledgeable team who selected the best product and took care of the details. Stoked with our new product.
Michelle Murray
Michelle Murray
05/03/2022
We were purchasing an industrial site in a remote location that has had maybe 1 similar site sold in the last ten years, if that. We were so lucky to be recommended Bettina at Direct Credit who made it all as seamless as possible.
Luke Carruthers
Luke Carruthers
21/01/2022
Bettina and Tammy were amazing to deal with and got our somewhat complex borrowing situation across the line. We will continue to use the team at Direct Credit for our next purchases!
Chelsea Trask
Chelsea Trask
19/01/2022
As first home buyers, we really appreciated how helpful the Direct Credit team were. We never felt like our questions were silly and they walked us through the whole process. I have already recommended them to friends and will continue too. Thanks team!

Our own full suite of financial services

You’re covered the
whole way with…

We use real people making the decisions,
not computer algorithms

Don’t see the financial service you need? Call us today and we’ll give you a free phone consult to explain our other products on offer.

Speak with our team of experts to find the right loan for you.

You don’t need to be held up by the big banks – Get the finance you need, fast!

General Enquires:

For Direct Credit Home Loans Australia’s products, conditions, fees and charges apply. These may change or we may introduce new ones in the future. Full details are available on request. Lending criteria apply to approval of credit products. This information does not take your personal objectives, circumstances or needs into account. Consider its appropriateness to these factors before acting on it. Read the disclosure documents for your selected product or service, including the Terms and Conditions, before deciding. Target Market Determinations for the products are available on request. Unless otherwise specified, the products and services described on this website are available only in Australia from Direct Credit Home Loans Australia Pty Ltd  ABN 62 089 595 488 and Australian credit licence 392727.